12 tips for saving on your homeowners insurance

There’s a nice article in the Blanco County News (Texas) that give 12 tips for saving on your home owners insurance.

Among them, buy your home owners and car insurance from the same company, insure your house but not the land, and raising your deductible………which can save you anywhere from 12-37% percent.

“Deductibles are the amount of money you have to pay toward a loss before your insurance company pays. Deductibles on homeowner’s policies usually start around $250, but by increasing your deductible to $500, you could save up to 12%. Here are some general guidelines for how much you can save by increasing the deductible amount:

$ 500 – Save up to 12 percent
$1,000 – Save up to 24 percent
$2,500 – Save up to 30 percent
$5,000 – Save up to 37 percent”

Read the rest of the tips at Blanco County News

For More Info See:

• Cutting Home Insurance Costs in a Bad Economy